ESG: Fad or future?

From time to time, investors become irrationally enthusiastic. The important thing to note about these manic moments is that the investment theme underpinning them makes perfect sense. The narratives are rational; it is the market excess surrounding them that is not. In the early 1970s investors became transfixed by a group of seemingly bullet-proof stocks, … Read more

The case for emerging markets

Take advantage of shifting global dynamics Emerging markets (EM) have been growing rapidly in recent years. In fact, they now contribute over 50% of global growth and are expected to contribute over 60% by 2025.1 Once dominated by agriculture and cheap manufacturing, EM countries are today home to some of the world’s fastest-growing economies and most … Read more

What does inflation mean for the Australian bond market?

Australia’s inflation rate has been stubbornly below the RBA’s target band of 2–3% for several years now, but the 0.9% rate realised in 2020 was, even in this paradigm, exceptionally poor. However, economists are projecting an increase in inflation this year, driven by increased expenditure from households. The reasoning behind these expectations is households looking … Read more

Choosing a super fund

Most people can choose which super fund they’d like their super contributions paid into. You can go with your employer’s fund or choose your own. To find out if you can choose your super fund, check with your employer. Your employer will give you a ‘standard choice form’ when you start a new job. This … Read more

Tips for Selling Your Home

If you decide to sell your home to move into a retirement village, there are a few things to consider. Before selling, it’s a good idea to see how the market is travelling and look at the value of properties in your local newspaper or online. Speak to a few real estate agents that allow … Read more